Finance & Investment Tools

Free Finance Tools – EMI, SIP, Tax & FD Calculators.

Our finance tools help you calculate EMIs, plan SIP investments, estimate taxes, and check fixed-deposit maturity instantly. These calculators are accurate, fast, mobile-friendly, and designed for Indian users. Choose a tool above and start calculating within seconds.

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Click a tool above (EMI, SIP, Tax, FD) to load it here instantly.

🏦 EMI Calculator

Estimate monthly EMI, total interest, and total payment.

Loan type

Solve for

Loan amount (₹)

Rate p.a. (%)

EMI per month (₹)

Tenure

Tip: switch “Solve for” to find the implied ROI (rate) from your **EMI** and **tenure**.

EMI / month

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Monthly rate

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Effective annual rate

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Tenure

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Total payment

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Total interest

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Principal share

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Interest share

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Amortization schedule (month-wise interest & principal)

#	Opening Bal (₹)	Interest (₹)	Principal (₹)	EMI (₹)	Closing Bal (₹)

📈 SIP Calculator

Project SIP growth with expected annual returns.

Mode

Amount (₹) (per month for SIP)

Lumpsum (₹)

Step-up per year (%)

Expected return p.a. (%)

Tenure

Inflation (for real corpus) %

Tip: use Step-up SIP to model yearly increment in monthly investment.

Final corpus

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Total invested

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Gain

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Annualized return (XIRR)

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Real corpus (inflation-adjusted)

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Monthly rate

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Tenure

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Contributions

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Month-wise schedule (contribution, growth, closing value)

#	Contribution (₹)	Growth (₹)	Closing Value (₹)

💰 Income Tax Calculator

Compare old vs new regime and compute your tax.

Age category

Annual income (₹)

Other income (₹)

Standard deduction (₹)

Old regime deductions (80C/80D/Interest etc.)

80C (PF/ELSS etc.) (₹)

80D (Medical Insurance) (₹)

Home loan interest (self-occupied) (₹)

Note: Old regime deductions are **ignored** in New regime by default; standard deduction applies to both.

Slab presets (editable)

These presets mirror common slabs (Old vs New). You can edit rates/thresholds if needed.

Old regime basic exemption

Old slabs (comma: upTo:rate%)

New slabs (comma: upTo:rate%)

87A rebate limit (Old, ₹)

87A rebate limit (New, ₹)

Heads-up: Slabs & rebates can change by FY. Use the presets above to match your FY before comparing.

Taxable (Old)

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Tax + Cess (Old)

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Taxable (New)

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Tax + Cess (New)

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Monthly TDS (Old)

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Monthly TDS (New)

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Effective Rate (Old)

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Effective Rate (New)

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Slab-wise breakdown (click to export)

Slab Range (₹)	Rate	Taxable Portion (₹)	Tax (₹)

Slab Range (₹)	Rate	Taxable Portion (₹)	Tax (₹)

💵 FD Calculator

Calculate fixed deposit maturity and interest earned.

Payout type

Deposit amount (₹)

Rate p.a. (%)

Tenure

Compounding (cumulative)

Senior citizen boost

Adds +0.50% to the base rate

TDS estimate (%)

Note: For non-cumulative FDs, interest is **paid out** periodically on principal; principal is returned at maturity. For cumulative, interest is **reinvested** at the chosen compounding.

Maturity amount

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Total interest (pre-TDS)

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Interest after TDS

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Effective annual yield

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Tenure

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Periodic payout

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Rate (effective)

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Compounding

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Schedule (period-wise interest & closing value)

#	Opening (₹)	Interest (₹)	Payout (₹)	Closing (₹)

Looking for more? Explore all tools here →https://easyaifortech.com/tools/

Finance Tools

Finance & Investment Tools

Free Finance Tools – EMI, SIP, Tax & FD Calculators.

Choose a calculator

Finance tools – EMI, SIP, tax, FD calculators